Pag-IBIG Fund

ATTN Pag-IBIG Fund Members: Here’s How You Can Digitally Apply for Loan

Pag-IBIG Fund  has heard our call!


Amid the threat of pandemic novel coronavirus disease (COVID-19) in the country, the Pag-IBIG Fund has recently updated its loan application process. Those who do NOT have access to a printer can now digitally apply for Multi-Purpose Loan and Calamity Loan. This was recently announced via their Facebook Page.



  1. Actively contributing members “residing in areas included in the declaration of a state of calamity by the Office of the President or the local council,”
  2. Loan applicant must have at least 24 monthly membership savings and sufficient proof of income to qualify.
  3. For members with existing loans such as Pag-IBIG Fund Housing Loan, MPL and/or Calamity Loan, your payments must be updated.







1. Download the forms for Multi-Purpose Loan and Calamity Loan . Fill out completely. 

2. Save the filled-out form as PDF file.

3. Send the PDF file via email to your company Human Resources (HR) department, authorized company representative, or Fund Coordinator with other requirements below:

  • One (1) valid ID of applicant
  • Front and back images of applicant’s Loyalty Card Plus, or Landbank, UCPB or DBP cash card.


The company HR, authorized representative, or Fund Coordinator shall e-mail the following to the Pag-IBIG Fund email address designated for your area:

1. Applicant’s loan application and requirements

2. The filled-out ‘Employer Confirmation of STL Application’ bearing the applicant’s name. The form can be download via this link -> CLICK HERE.




  1. Qualified members may borrow up to 80% of their total Pag-IBIG Regular Savings. This consists of their monthly contributions, their employer’s contributions, and accumulated dividends earned.
  2. For members with outstanding Multi-Purpose and/or Calamity Loan, the amount of loan you will receive shall be the difference between the 80% of your total Pag-IBIG Regular Savings and the outstanding balance of your loan/s.
  3. Eligible borrowers must avail of the Calamity Loan within a period of 90 days from the declaration of a state of calamity.
  4. The loan is payable within 24 months and comes with the initial payment due on the third month after the loan release.
  5. Formally-employed members shall pay their loan amortization through a salary deduction arrangement with their employer.
  6. Self-employed individuals, overseas Filipino workers, and all other individual payors may pay their amortization at any Pag-IBIG Fund branches.



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Post Author: Corey Curipot

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